Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS WEBSITE OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, PLEASE DO NOT ACCESS THIS WEBSITE.

This website and any Axum website, mobile site or mobile application (“Site” or “Sites”) is owned and controlled by The Axum National Bank, its parent Axum Bancshares Incorporated and their subsidiaries and affiliates (collectively described as “Axum” “we” or “us”). This Site provides information regarding the products and services offered by Axum and its banking and non-banking affiliates, as well as the ability to open eligible accounts. The Terms of Use describe the terms and conditions that govern your use of the Site, including services made a part of the Site or available through the Site and any of its web pages and/or mobile applications. “You” and “your” refer to any person who accesses or uses the Site or services. The Site is intended for individuals who are at least 13 years old. If you are under the age of 13 years old, please do not access this Site. By accessing the Site, you agree to be bound by these Terms of Use.

Axum reserves the right to modify these Terms of Use at any time without notice. We will incorporate any changes into the Terms of Use posted to this Site from time to time. If you do not agree with these Terms of Use, please do not access this Site. Axum reserves the right to modify or terminate services offered by the Site or to terminate your access to the Site at any time.

  1. USE OF WEBSITE, INFORMATION AND MATERIALS

The information and materials contained within this Site are provided for informational purposes only. Except as expressly provided within the Site, the information does not constitute a contract with you or amend or alter any contract we have with you. Products and services that appear on this Site are subject to change without notice.

You acknowledge that Axum may disclose and transfer information you provide through this Site to its subsidiaries and affiliates, service providers, and to third parties if we have a duty to disclose or are compelled to disclose such information by law.

You may be eligible to open certain account types through this Site. The availability of products and services described in this Site may differ by geographic location. Your eligibility for particular products or services described in this Site is subject to final review and determination by Axum . If you open accounts through this Site, you acknowledge that Axum may use information you provide to fulfill your request in accordance with our policies and applicable law, including our Privacy Notices.

You may execute terms and conditions for services, features and products offered through the Site. By conducting business through the Site, you agree to conduct business with Axum electronically, which may include uploading documentation to the Site electronically or signing certain documentation or agreements electronically.

Unauthorized use of this Site and related systems, including but not limited to, unauthorized entry into Axum systems, misuse of passwords, posting objectionable or offensive content or your unauthorized use of legally protected third party content, or misuse of any information within this Site is strictly prohibited. You agree that you will not engage in any activities related to the Site that are in contrary to applicable law, regulation, or terms of any agreement you have with Axum.

  1. NON-DEPOSIT INVESTMENT OR INSURANCE PRODUCTS AND SERVICES

This Site contains information or links to other websites about investment or insurance products. Investment services are not bank deposits or insured by the FDIC or any other entity, and are subject to investment risks, including possible loss of principal amount invested. The information on this Site is not intended as an offer or solicitation for the purchase of Axum stock, any other security, or any financial instrument.

  1. PRIVACY

Your use of this Site is subject to the applicable privacy-related policies and notices of Axum, including the Axum Privacy Notice and the Axum Online Privacy Policy, which you can access at www.Axumiz.com/Your-Privacy-Rights. To the extent permitted by applicable law, by accessing or using the Site and services, you understand and agree that Axum may collect and retain personal or other information about you or the device you use to access the Site.

  1. FEEDBACK

You agree that all suggestions, comments and feedback that you submit to Axum at or via this Site in connection with any Axum products and services shall remain the property of Axum, and Axum shall be free to use, for any purpose, any idea, concepts, know-how, ideas for new or improved products or services or techniques contained in information you provide without restriction of any kind. Axum shall not be subject to any obligations of confidentiality regarding submitted information except as specifically agreed or required by law.

  1. THIRD PARTY LINKS

This Site may contain links to websites controlled or offered by third parties. Axum disclaims liability for any information, materials, products, or services posted or offered at any of the third party websites linked to this Site. The third party links presented on this Site are provided for your convenience only. The inclusion of any link on this Site does not imply any recommendation, approval, or endorsement of the linked website by Axum. Your participation in any third-party website, is based solely on the agreement, if any, between you and the third-party provider.

  1. DISCLAIMER OF WARRANTIES

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE SITE AND ANY MATERIALS OR PRODUCTS OR SERVICES ON OR PROMOTED THROUGH THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. Axum MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS, OR ENDORSEMENTS WHATSOEVER WITH RESPECT TO THE SITE OR ANY PRODUCTS OR SERVICES PROMOTED ON THE SITE, AND ALL SUCH WARRANTIES, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, ARE EXPRESSLY DISCLAIMED.

NEITHER Axum NOR ANYONE ASSOCIATED WITH Axum REPRESENTS OR WARRANTS THAT THE SITE OR MATERIALS ON THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, ACCURATE, COMPLETE, OR CORRECTED IF DEFECTIVE, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Axum DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT Axum) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION IN THE EVENT YOU EXPERIENCE ANY LOSS OR DAMAGE ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITE.

  1. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL Axum, OR ITS LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THIS SITE, ANY WEBSITES LINKED TO THE SITE, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

  1. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Axum (and all of its direct and indirect subsidiaries) and each of their respective directors, officers, employees, agents, successors, and assigns from and against all losses, liabilities, damages, claims and expenses, including attorneys' fees, arising out of, relating to, or resulting (directly or indirectly) from your violation of these Terms of Use or misuse of the Service or the Site, including such violation or misuses conducted by your employee or agent.

  1. WAIVER AND SEVERABILITY

Failure of Axum to enforce any provision of these Terms of Use is not a waiver of such provision. If any provision of these Terms of Use is deemed by a court to be unenforceable, any other provision of these Terms of Use shall remain in full force and effect, and the unenforceable provision shall be replaced by such enforceable provision as comes closest to the intention underlying the unenforceable provision.

  1. AMENDMENTS; MODIFICATIONS

Axum reserves the right to change, modify, add or remove any portion of these Terms of Use in whole or in part, at any time, by posting the amended terms on the Site. Your continued use of the Site after any changes to these Terms of Use are posted will be considered acceptance of those changes. These Terms of Use may not otherwise be amended.

  1. GOVERNING LAW

By accessing this Site, you agree that all matters relating to your use of this Site and any information or materials available through this Site shall be governed by the statutes and laws of the State of Ohio, without regard to any principles of conflicts of laws.

  1. ENTIRE AGREEMENT

These Terms of Use govern your access to this Site. You may be subject to additional terms and conditions for online and/or mobile account access, as well as terms that govern products and features available to you through additional Sites. In the event of a conflict with these Terms of Use, the terms and conditions governing online and/or mobile account access or products and features will control.

  1. COPYRIGHT NOTICES

Content in the pages, in the screens displaying the pages, and in the information, materials, and other content contained within this Site is owned by Axum unless otherwise indicated, and is protected by the United States and international copyright laws and treaties. The information, materials, and other content contained within this Site may not be modified, copied, reproduced, republished, uploaded, downloaded, posted, transmitted, publicly displayed, used to create a derivative work, sold, or otherwise used for public or commercial purposes, without the express prior written consent of Axum.

  1. TRADEMARK NOTICES

All other names, logos, product and service names, designs, and slogans displayed on this Site are the service marks or trademarks of their respective owners. You are prohibited from using any such service marks and trademarks without the express prior written consent of Axum or such third party which may own the service marks and trademarks.